Debt Management | How To Reduce Credit Card Debts And Enjoy Financial Freedom Today!

Credit Counselling Service for good credit high balances?

Wednesday, February 3, 2010

My credit scores are good, I have no late payments or collection accounts. But my credit card balances are getting up there. The interest is high, what are the affects on my credit reports if I become a client of one of those “credit counselling / debt management organizations”? Will my credit scores go down [...]

Debt Settlement VS. Debt Management?

Sunday, January 17, 2010

3 Comments

I currently owe ,418 in credit card bills, which ended up being around 0 a month. I have been working with CareOne for 3 months now and I have to pay 4 a month plus they lowered my interest fees. It is estimated that I will be out of debt in 4 years & 11 [...]

Should i work with a debt consolidation/repair company if my credit score is 518?

Tuesday, December 29, 2009

7 Comments

My credit score is 518 so i dont qualify for any loans at any banks, not even P2P lending like prosper.com. I have been reading books about debt management and i am considering going to one of these companies. What is holding me back is that i know it’ll show on my credit report and [...]

Where can I get a low interest loan for debt consolidation?

Wednesday, October 21, 2009

6 Comments

I have about ,000 in credit card debt. The cards have been distroyed for about 9 months. I always pay more than the minimum amount due, never late payments etc. I cannot seem to make any headway. I pay almost 0 a month combined and it hardly does a thing. I have tried to apply [...]

Myths And Truth About Credit Score.

Tuesday, September 8, 2009

0 Comments

Credit score is the key factor determining approval of almost any type of credit. It is based on the information contained in your credit report files. The widely used FICO score was developed by Fair Isaac Corporation, and it is a formula which assesses your potential credit risk. The information used to calculate credit score [...]

5 Steps To Credit Card Debt Reduction And Money Saving

Wednesday, August 19, 2009

0 Comments

5 Steps To Credit Card Debt Reduction And Money Saving With A DIY System Have you succumbed to the lure of credit cards and found yourself in a bit of a pickle because of it? Pull up a chair and have a seat – Welcome to the ever growing club of consumer debt. Your biggest [...]

How do I go about eliminating my credit card debt?

Thursday, June 25, 2009

16 Comments

I am 23 with a nine-month-old son, and I owe (on top of my student loans from college) approximately ,000 in credit card debt. I am looking to do a debt management/consolidation program, but was wondering if I should just contact those credit card companies that say to call them if I have "financial difficulties" [...]