Please help: Could credit card debt counseling and debt consolidation be helpful to me and my situation?

I have about ,000 of credit card debt on four different cards with APRs ranging from about 11 to 14%. I am not working now but have a job overseas waiting for me starting some time in March. Could one of these credit card debt consolidation companies be useful for me? I've seen the advertisements [...]

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Has anyone had a good experience with debt consolidation/credit counseling?

I am not referring to a consolidation loan, I am refer to the services that take your bills and lump them into one monthly sum. If you have had a good experience, which company did you use? Read more here

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Debt Consolidation and Debt Counseling?

I have some bills that need payed off and I have one credit card. My question is if I go or contact a Credit counselor or Debt help business(Careone credit,debt relief agency) will they freeze my credit card account or put it on hold? My debt situation is not bad, but I've heard that if [...]

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What is the best way to deal with credit card debt? Consolidate or Credit counseling company?

Just had a major surgery and racked up some major credit card debt while being out of work. Just looking to see where I could start now that I am going back to work.

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I have huge debt, need help, $38,000 in credit card debt and we are a negative $400.00 per month,?

We are in our late 50's have 2 mortgages and all this credit card debt, we were just making it and then my husband had 2 colon cancer surgeries in 6 months, I am afraid of debt reduction because I have heard bad things, and debt counseling would save some, but it all seems so [...]

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Can someone please tell me if filing personal bankruptcy will get rid of all my credit card debt?

Also, anyone know of a reputable (tried and true) debt relief assistance or debt counseling company?

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reducing credit card debt?

I nearly consolidated my credit cards debts with a debt counseling company that had a monthly charge. my mother, however, told me that there are free services to reduce debt that can even talk down the amount you owe with creditors? where do I find these services?

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