is there some law about solicitors leaving voice mail messages?

a person from this phone number (866-553-1697) called and left a voice mail on my work phone to call them back, but never said who they are. So i called them to find who they are and they are a consumer debt company trying to find people with credit card debt to help them reduce [...]

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Money and Credit Help…?

My fiancee and I are trying to fix our credit. I have a score int he 500′s and so does he. I only have two negative items on my credit report, adding to 0. Most of my fiancee’s is school loans. We are getting married in Dec and we need to save money for the [...]

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Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act (also known as the FDCPA) is a US Statute added in 1978 with later amendments, which protects consumers from unscrupulous debt collection agencies or methods. It also gives consumers a way of challenging inaccurate information that may be held against them. This article gives a summary of the provisions [...]

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As I am unable to do the monthly payment for my credit card debt, I am getting harassed by the creditor?

As I am unable to do the monthly payment for my credit card debt, I am getting harassed by the creditor, what can be done to get relief from the debt collector’s calls and end the harassment?

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Credit Card Debt Eliminators, Are They For Real?

If you have excessive credit card debt, then you have probably not only seen the ads but been tempted to look into them. These are the ads that say you can terminate and wipe out your credit card debt legally. Before you buy into these companies, there is some information you should have that will [...]

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Debt Collection And The Law Know Your Rights

If you owe money to a debt collection agency or debt collector, you need to know what they can and cannot do in order to collect monies owed to them. You have an obligation to pay what you owe, and the debt collectors have an obligation to follow the law and not harass you at [...]

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Paying Off Old Debt When Repairing Your Credit Can Hurt

Paying Off Old Debt When Repairing Your Credit Can Hurt Your Credit Score Paying the debt is also no guarantee that the nightmare will stop. The collector may decide that if youre willing to pay at all, you could be made to pay more. Settling a debt for a smaller amount than the collectors says [...]

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