Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act (also known as the FDCPA) is a US Statute added in 1978 with later amendments, which protects consumers from unscrupulous debt collection agencies or methods. It also gives consumers a way of challenging inaccurate information that may be held against them. This article gives a summary of the provisions [...]

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Debt Collection And The Law Know Your Rights

If you owe money to a debt collection agency or debt collector, you need to know what they can and cannot do in order to collect monies owed to them. You have an obligation to pay what you owe, and the debt collectors have an obligation to follow the law and not harass you at [...]

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Understanding Your Options In Credit Card Debt Settlement

Credit card debt settlement is an option that you may be able to take if you have long outstanding credit card debts where you are not making the monthly payments. What Is Discounted Debt Settlement? Sometimes, if a company can from its records that you have not paid anything for a while and they figure [...]

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