Can I make a credit card co accept my offer to buy debt out?

I have made an offer to my credit card company to pay them out on a reduced amount to come out of my super under hardship. I am overdue in payments. I wish to pay them out about half what I owe if they would accept that. They havent said no, but they want to [...]

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HELP Would I be able to get a loan from my credit union to consolidate my rather high (8,000) credit card deb?

First off, I am a full-time college student. Ok, here's my situation–I'm a little over ,000 in credit card debt. My monthly payments from all my cards combined add up to about 0, and every one of my cards (with the exception of one at 8%) have rather high interest rates (19%, 20%). Most of [...]

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