Credit Report Questions and Answers

It is a written report (stored in computers comprised of the following information about your personal credit worthiness and debt repayment history. Identification by name, address, spouse’s name, date of birth, Social Security number, telephone number, place of employment, mother’s maiden name, etc. Credit inquiries – every time a subscriber (credit provider) runs a credit [...]

Continue reading...

how i can improve my credit score?

i am doing job full time, i applied for loan but they says my credit score is not good, i’ve never been a defaulter, no bill is pending nor any other credit objection or criminal convictions against me, can some one help me to improve my rating, i am in desperate need of loan

Continue reading...

Accurate Negative Information And Controlling Your Debt

When negative information in your report is accurate, only the passage of time can assure its removal. A consumer reporting company can report most accurate negative information for seven years and bankruptcy information for 10 years. Information about an unpaid judgment against you can be reported for seven years or until the statute of limitations [...]

Continue reading...