Credit Reports! When Youre Not Watching Your Credit, Who Is?

Credit Reports! When Youre Not Watching Your Credit, Who Is? This may be old news, or this may be information that has just come to light for you, but your credit and consumer habits are being monitored, and unless you take some action to obtain the necessary credit reports, you more than likely dont know [...]

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Credit Reports — Your Free Report Could Cost You

The growing prevalence of identity theft and increased concern about good financial health has led many consumers to seek copies of their credit reports online. Doing so is certainly laudable; the more you know about how potential creditors and lenders see you, the more prepared you can be when it comes time to apply for [...]

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Credit For Young People: Establishing A Credit History

If you’re like me, a teenager or young adult, just getting started in the big wide world, getting credit can be tough. Most creditors want to see a solid credit history before they give you a loan. They seem to be as clueless as I am as to how to get a credit history. After [...]

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Credit Counseling Services Checklist

There are credit counseling agencies that rescue people from the deepest financial holes. There are also credit counseling agencies that just shovel in more dirt. How do you tell them apart? by Joel Walsh Signs of a Reliable Credit Counseling Agency __Better Business Bureau Membership The service’s website should have a BBB logo and a [...]

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Bad Credit From Credit Cards

Those little pieces of plastic can sometimes get you into trouble. Sometimes nothing is easier than to take out your credit card and pay for that sweater or piece of furniture you have been eyeing for months. And who hasnt been asked by the check-out person to sign up for a credit card in order [...]

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if you personally had a bunch of credit card debt and?

…. ok i’m not going to start over instead of finishing that sentence. I own a company that helps get people out of debt. we’ve helped thousands of clients. The thing is, there are a LOT of people we talk to who would much rather do it themselves, but don’t know HOW to do it.. [...]

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Has anyone ever used Federal Debt Relief Services?

This outfit claims that lawfully creditors are not allowed to loan money on money they don;t physically have (something like that). They claim, if one stops paying your credit card bills, pay them for attorney’s fees then all this credit used (of course, at a high rate ) will be dismissed. Therefore, the attorneys then [...]

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