Is lowering my credit cards below 50% the only thing I need to do to raise my credit score?

I have credit scores of 590(experian), 597(equifax), and 612(transunion). I have 13 accounts in good standing (5 of these are paid off accounts still listed) and 2 negative items on my reports. 1 of the negative is bankruptcy which was all medical bills and the other is I trouble with about 2-3 payments on one [...]

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What is the fastest way for someone with BAD credit to improve their credit and credit score?

My husband and I have really bad credit. Within the next few months, though, we will be making plenty of money to where we will be able to get back on track with our bills and pay everything off. Neither of us have any repossessions, foreclosures, or bankruptcies – we've just been struggling making minimum/late [...]

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Which is a better route? A “debt- consolidation loan” or a “personal” loan to pay off credit card bills?

How does either loan affect credit scores etc…?Which one tends to get the better interest rate? Any reccomendations on what financial institution to go through? How much money do you need to make to take out approx. 10k? Any other info you can provide would help out a lot!

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Which is a better route? A “debt- consolidation loan” or a “personal” to pay off credit card bills?

How does either loan affect credit scores etc…?Which one tends to get the better interest rate? Any reccomendations on what financial institution to go through? How much money do you need to make to take out approx. 10k? Any other info you can provide would help out a lot!

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Many firms offer ways to improve credit scores. How can I find out which ones really work?

I really want to improve my credit score from being fair to good.

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How can I get debt consolidation with hospital bills and non credit card debt?

I have a bunch of hospital bills that really cost me in credit scores. I really want to try to consolidate it but I can’t find anyone who does debt consolidation without credit card debt. Any suggestions?

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Paying Your Debts Off With A College Student Credit Card

Paying Your Debts Off With A College Student Credit Card Entering college is both exciting and daunting since its the start of your journey to adulthood. College actually opens up a lot of opportunities like finally being able to live independently away from your parents and then being able to budget your own monthly allowance [...]

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