Credit Score | How To Reduce Credit Card Debts And Enjoy Financial Freedom Today!

Help with debt consolidation?

Friday, January 28, 2011

Hi, I checked my credit score and I’m currently at 529 average rating, which is pretty bad. No one ever taught me about money, but now that I’m 29 with 1 reposession, 34,000 in student loans and growing with grad school, and major delinquencies over 180 days past due – I was wondering what can [...]

Help on reducing extreme debt?

Friday, January 28, 2011

4 Comments

Before you answer i ask that you do not criticize, i am aware that the situation i’ve put myself in is not wise in any way. That being said 2 years ago i was fortunate to land a job that allows me to do as much overtime as i want. With in the past 2 [...]

What is the best way to go about paying off debt that has gone to collections?

Friday, January 21, 2011

5 Comments

Currently, I have no open lines of credit, except for student loans. Besides that, I’m in roughly 1500 worth of debt that has gone to collections. I read sometimes that paying of debt can hurt not help your credit score as referenced here: A charge off can lower your credit score by up to 100 [...]

what is the best way to pay off bad debt?

Thursday, January 20, 2011

3 Comments

Currently, I have no open lines of credit, except for student loans. Besides that, I’m in roughly 1500 worth of debt that has gone to collections. I read sometimes that paying of debt can hurt not help your credit score as referenced here: A charge off can lower your credit score by up to 100 [...]

I am 24 yrs. old and have bad credit how do i fix it?

Thursday, January 13, 2011

3 Comments

As I progress in my career Im left to face a huge barrier of less than adequate credit. The good part is that im not thousands of dollars in debt. No credit card debt either. I know that I am delinquent at multiple banks from years ago. I had to get a second chance banking [...]

Medical Bill Collections, Help!?

Friday, January 7, 2011

4 Comments

I recieved a phone call today from a collections agency regarding some unpaid medical bills, i’m trying to fix my credit and was wondering if unpaid medical bills greatly effect your credit score? And i also heard when dealing with a collections agency they may settle for a payment less than what is owed? Is [...]

Does getting a mortgage help your credit?

Sunday, January 2, 2011

7 Comments

I have worked on fixing some minor credit issues i have everything cleaned up i just got a mortgage on a house and i will pay it on time of course i got 6.5 percent how long does it take before it helps my credit score??