I have a 0 limit student Bank of America credit card. Some people tell me the best way is to pay the card balance in full at the end of the month and others tell me it is best to leave a small balance (like around )because the interest rates is what eventually improves the [...]
Continue reading...Friday, February 13, 2009
HOw many of you filed bankruptcy adn then soon after got a checking account back and also a credit card? Well this is what I did but I stil have an auto loan current ther were some late payments from about 6 mos ago and Im wondering how this will improve or hurt my future [...]
Continue reading...Thursday, February 12, 2009
I am 26 years old and have a debt of 00. This is dating back from 2005. they are mostly doctor bills and I'm currently paying off my credit card that is deliquent. The doctor's bills are all in collections. I know this debt isn'tmuch but is keeping me from doing a lot of things. [...]
Continue reading...Thursday, February 12, 2009
i currently have 499 credit score and that's because i stayed behind on some car and credit card payments. i currently owe 4k total in 2 credit cards and 2k on my car payment. if i was to pay it all off within a week (i have the money) how much will my credit score [...]
Continue reading...Thursday, February 12, 2009
Wednesday, February 11, 2009
My credit reports tell me I can improve my score by paying down my debt (which is happening slowly) but give little other advice. Also, my credit reports state that some of the debt will drop off in 2011, so should I settle or wait until then?
Continue reading...Wednesday, February 11, 2009
My girlfriend is about to pay off her car (4 payments left). She has a small dent in her rear bumper (bout 3 inches in width and 1/2 inch in depth ) by backing into a pole. She wants to spend over 400 bucks to fix the bumper. I think she should spend the money [...]
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Saturday, February 14, 2009
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