Credit score is 596 plz help?

My credit score is 596 and want to try and repair my credit. I tryed getting a secure visa from bank of america but got shot down. I am runnin out of hope he felling like there isnt much I can do after getting turned down for the card. Are there any other options out [...]

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How to avoid credit card debt

There are certain things in life that you will wish to avoid if you want to have a secure financial present and future for yourself and your family. Credit card debt is certainly one of those things that you should be avoiding. People do not always realise or think about it but keeping an outstanding [...]

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How to go about buying this house?

OK. I am in WILSON, NC. My FH and I went and looked at a house today, it is a HUD home, list price is 120,000, but with all the repairs I don’t see it being worth that. It may be worth half of that. Im under 18, he would be the signer on the [...]

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I want to fix my credit. But the lenders, debt buyers, lingo, terms, etc are overwhelming. Who can help?

I need someone who will explain things to me in this way: "This company bought this debt from this company. Thats why it is on here twice," and stuff like that. I also want someone that has enough experience to say "Paying this debt off is NOT going to fix your credit score. Besides….its going [...]

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Raising my credit score as a college senior?

I am a rising college senior, and I expect to graduate May 2011. I want to find ways to raise my credit score, and start repairing my credit immediately so that I will be able to buy my first car and maybe get an apartment when I get my first job within my major. I [...]

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Does child support garnishment affect credit score?

I was wondering if my credit score will be affected by my child support garnishment when that is the only way the state collects them. In PA even if you were never late they require wage garnishment and I am just fixing my credit , I do not want it going bad again. I heard [...]

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how do i fix a zero credit score?

i have a zero credit score. i had about 9000 dollars in collections from a past life and have been trying to clean up my act for years. i am about out of debt completely but my score remains at zero. i don’t know what im supposed to do. i need a truck badly but [...]

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