Will refinancing help my credit score? My score is less than 500, we would like to move in the next year?

This is my situation, right now my rate is 7.something% fixed. My credit is horible, under 500. I was wondering if refinancing(we have someone that’ll give us 9.99% for 2yrs,then refi or buy) will help out our credit score so that we could by a bigger better home within the next year or so. Please [...]

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How can I get a mortgage if I have credit score under 400?

Most of the mortgage companys I have tryed will not give me a mortgage because I have a credit score under 400. They say they will not help anyone with out having a credit score over 500. I have a fourclouser on my credit and a really old credit card bill that I refuse to [...]

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Should I get an used car while my credit score is high before all hell breaks through?

Right now my credit score is 787. I’m really wanting to get an used car, 1 or 2 years old car with less than 30K miles so that it would last me for the next 10 years. Currently my car is at 115K miles and is 9 years old, AC is broken. Radio is broken. [...]

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How can i fix/help my bad credit?

i guess my credit score is really bad because i been getting turned down a lot when applying for credit cards. i think its because my gym membership is biting me in the ass cuz i got a new debit card and they can’t charge me anymore. what else is there that i can do [...]

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Auto loan question – with a credit score of 580, would a co-signer help?

I deperately need a new car and have no down payment. My credit score is 580 and I have been turned down by the majority of banks, except a few that were thru dealerships. Also, one lender (not a bank) who specialized in bad credit loans offered me a loan of k my payments would [...]

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how to better your credit score? what to do? how to do it? when to do it?

ok Just checked my credit score..I know I have a bad credit score..its 548(my credit score). now adults I’m young and don’t really know to much about credit scores or anything like that I’m still learning a lot and I mean a lot! now…how can i fix my credit score? please explain everything! I need [...]

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i have $5,000 in collections. my uncle is paying it off.how can i get if cleared off my credit or up my credit

my uncle inherited a lot of money. he is going to pay off my debt that is in collections. it is about ,000 dollars. i heard that paying this off won’t help my credit score and i will still have horrible credit. is this true and if so, how should i go about fixing my [...]

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