How long can it stay on my credit report?!?!?

I had credit cards for two stores – JCPenney’s and Maurices and didnt keep them paid up and I think they both went to collection – BUT, I DID soon after pay them both off in FULL. That was in 2002, now, 7 years later they are still being reported as ‘negative’ items on my [...]

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Help with appealing something on my credit?

Hi everyone. I had a student loan back in 2003, and it was sent to collections. I made new arrangements, and they said if I rehabilitated the loan(which I did), they would remove the negative report from my credit report. I checked today, and it is still on my report. I was wondering if I [...]

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I really need advice on some major credit issues, can someone please help me?!!!!?

Hi, I recently looked on my credit report and it stated that i had 2 judgements from credit companies that i did not know about since I have been away at college and this is no excuse. I also have some chargeoffs on the report. How do I go about helping to settle the two [...]

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paying bad credit off – options?

While I was in college i got crazy with credit cards, this was like 5-6 yrs ago. Now i have a job and would like to pay them off. I have like 5-6k in debt. What is the best method of doing so? should i try to pay them off and ask the collector to [...]

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I applied for a credit card and was denied but..? 10 PTS BEST ANSWER?

Ok..so I went to Rooms to Go over a month ago and applied for a credit card. I was denied. Well I just checked my credit report and it is on there and says "Cancelled by Credit Grantor" and opened in 9/09 (so it had to be when I applied for it). I am really [...]

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NEED HELP WITH FIXING MY CREDIT SCORE AND DEPT..how can I get it all paid off with 1 payment a month?

I HAVE A LOW CREDIT SCORE AND I HAVE ABOUT 5,000 IN DEPT ON MY CREDIT REPORT I NEED TO PAY OFF. WHAT IS THE BEST WAY TO GET ALL THE DEPT PAID OFF WITH ONE PAYMENT A MONTH AND A QUICK WAY TO BRING UP MY CREDIT SCORE

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Should I pay the settlement amount on a credit card from years ago?

The one & only credit card i’ve ever had I ended up maxing out and then not being able to pay on it – i ended up owing almost 00. That was almost 4 years ago and though I realize how stupid I was to do that – i still never paid it. It went [...]

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