fixing bad credit?!?

OK, i looked up my credit report and i have about 4 "bad"things totalling around 00. **all are hospital bills that i dispute** and 9 good accounts, my student loan debt **there are 9 that show up and all but one is paid off-none of them have EVER been late** so why is my credit [...]

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How do you "fix" a credit report? There is no contact info on two old debts. Who do I call to ask?

I am 43, a stay at home mother. I will be leaving my husband, so I have to start life over, I suppose. I ordered my credit report, knowing my credit was bad (592), but I don’t know how to even begin fixing it. They list the outstanding amounts owed, but no contact info for [...]

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Need to fix my personal credit, but how and how fast?

I have been turned down for credit cards…do not have any in my name, but I ended up piggy backing on my wife’s Target credit card. It’s been about 9 months since sharing my wife’s credit card and do not have over 30% of borrowed and have been making monthly payments. I also went to [...]

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If I pay off old debts what is the statute of limitation?

I have paid off some old debts recently. I settled them, and wish I would have demanded that they be removed from my credit report, but i didn’t. so now my question is, does the statute of limitations start again when i settle old debt? Or does it continue until the end of the 7 [...]

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i have horrible credit like 400 and i need to raise my credit. how do i go about doing it? i have two credit?

CARDS TO REESTABLISH CREDIT(VISA,MC) WITH LIKE 0 LIMIT. I HAVE A TON OF OLD PHONE BILLS, OLD SIGNATURE LOANS, CHARGE OFFS FROM 2 BANKS, AND MEDICAL BILLS. YEA IVE REALLY ABUSED MY CREDIT. IM EXPECTING 00 IF I USE THAT TO PAY OFF SOME THINGS ON MY CREDIT REPORT WILL IT RAISE MY SCORE DRASTICALLY [...]

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Should I pay off Charge offs on my credit report.?

I chose not to pay off the charge offs on my credit report but I am paying off the open past due accounts that are up there. My credit score is extremly low and I am trying to fix my credit so I can start investing in real estate, am I making the right decision [...]

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Is there anyone I can talk to about buying my first home with bad credit?

My husband and I want to buy a house. It would be our first house. We currently pay 0 a month in rent without a problem. We have no credit card debt, but horrible credit from stupid decisions made when we were younger. Is there a financial advisor or mortgage person we that could help [...]

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