Credit Repair help! I have paid every bill owed on my credit report, meaning I am debt free, READ ON?

however even though all my debts are paid (what a great feeling) my credit report is a mess because these lousy creditors have not updated my report. So in reveiwing my report I am so over whelmed by the amount of items that are incorrectly reported, that I know have to fix. I simply do [...]

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First Time Home Buyers: Home Loan with OK credit?

My husband has been fixing his credit for the past year. The only thing that was hurting us to get a loan was a 30 day late on his credit report and they said to wait exactly one year so the 30 day late will show a year old. Well the year is about to [...]

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How do i go about fixing this credit problem?

I have not once been able to ever check my credit report. Having a very similar name to my sisters has always been the issue, everytime i put my information down, her credit history and report always shows up. I really dont know who to contact about this. What i dont understand is that even [...]

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credit score dropped. confused.?

I recently made applied for an auto loan and was denied. I signed up for unlimited up to date credit report monitoring through my bank. I check my credit report twice a week every week. I have become recently obsessed with fixing my credit report. Now the problem is my inquiry was 3 days ago. [...]

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How should I go about fixing my very very bad credit? (preferably only people who really know this stuff)?

My story. Trying to give as much detail as possible so I can get some serious help. My 3 credit scores are as follows: TransUnion 530 experian 507 equifax 540 Yes. Very very poor. I bet i’m below 75% of the rest of America at least. However, i’m not trying to get any loans, really [...]

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Question about Charge-Off on credit report?

I’m trying to figure out how to fix my credit, it’s so confusing! Anyway, I’m making a payment to a collection agency for a Discover card, each month. I have great payment standing with the agency. On my credit report, it reads collection/chargeoff. Does that mean the chargeoff will stay on the report after I [...]

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could a hospital take back an account that has gone to collections?

I am trying to fix my credit but I have a 4000 medical bill that has went to a collection agency on my credit report. The collection agency are very hard people to talk to. I contacted them to fix the situation now they wont leave me alone. They are threathning to sue me and [...]

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