credit card question.has visa something to do?

i did settle my creditcards debts with collection agencies,now i d like to apply for a k limit to fix my credit,,now this is my main concern will visa ban me for applying for new creditcard for the reason that i was charged off for years,or it will depend it on my credit report and [...]

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The Banks Attouney is not budging on credit report fix what do I do?

I live in Kansas, I had a car repo’d in 2007. I pulled my credit report recently and I found there was an outstanding balance on the repo. I called the bank, they told me to contact there attouney, I did. Subsiquently, I sent in a debt settlement proposal for about half of the original [...]

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want to buy a home, how can we fix his credit score?

fiance has a score of 507. he makes alot more than i do but my score is 750. however we cannot be approved for a mortgage based off my salary it is not enough, while his is more than enough. we are going to get his collections reconciled or try to but he has a [...]

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need advice on credit problem?

I’m trying to fix my credit report, but really don’t know if I’m doing the right thing. I have one revolving credit accounts open in good standing, and three that have been closed/negative. I have several judgements on my report and about 2000 in collections. My plan was pay the collections off and try to [...]

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can you return a car purchased from a buy here pay here location without penalties?

i purchased a car from a buy here pay here dealer, and i think my payments are entirely too high… i have gotten my credit fixed and now i would like to finance something a little less expensive and help build my credit even more… will i be penalized for returning the car to the [...]

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How do i get my credit fixed on this situation?

Here’s the problem – 3yrs ago, my neice who was 18yrs old at the time and needed a co-signer for a loan to get into a University – I was the go to person (nervous about doing it – i co-signed because she did very very well in high school and seemed to show promise [...]

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online credit cards? how do they reflect on credit?

i have had a online credit card with the limit of ,500 for the past 3 years, but i just found out last month on my credit report that i had it. its in good standings, never purchased anything, so i never owed anything. so should i use this to raise my score up(trying to [...]

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