Credit Report | How To Reduce Credit Card Debts And Enjoy Financial Freedom Today!

Debt Consolidation Helps to Improve your Bad Credit

Thursday, September 29, 2011

Editor’s note: Sidney Terrell is a regular contributor of Oak View Law Group, which provides debt settlement service in more than 40 states in the US. To know more about the firm, you can check oak view review. People with bad credit might find it difficult to get loan as their potential lenders might consider [...]

How much does this affect my credit score?

Wednesday, April 20, 2011

3 Comments

So If I have had four credit cards for about two years, I have Three retail ones and a bank one. Here are the limits…Wal-Mart 0 dollars, Macys 0 dollars, Best-Buy 00, and Bank 0. When I was young two years ago I jacked up the cards to the limits so I was a total [...]

My girlfriend has had her identity stolen, please help!?

Sunday, February 6, 2011

5 Comments

My girlfriend lived with her aunt for a while a5 or 6 years ago, and apparently during that time her aunt got her Social Security Number somehow, we just found out TODAY while trying to get a home loan, that her credit is terrible because of some accounts that this woman has opened in her [...]

Young with serious credit issues?

Wednesday, February 2, 2011

2 Comments

I need some help with this. When I was a teenager, I signed up for a cellphone plan, but almost immediately after, I got into a very serious medical situation in the family. Now, I SHOULD have cancelled the phone plan. But being short sighted, I didn’t think about it, let it run on, collect [...]

how can i start fixing my credit?

Monday, January 24, 2011

2 Comments

i don’t have credit cards or anything the only 2 i had was like 5 years ago and i stop payng them i owned 2000 on each and a checking account froms wells fargo i overdrawn 260 dollars like 5 years ago i am getting letters from a collections agency sometimes for the wells fargo [...]

Any legit comapny that can help fix my credit?

Monday, January 24, 2011

1 Comment

I have some old debt that needs to be paid but its been sold to so many different companies I cant track who I need to pay down. I have the money and my credit report doesnt help any. I need a company that will help me find who I need to pay and negotiate [...]

Fixing collections on credit report?

Thursday, January 20, 2011

1 Comment

I have four collections on my credit report. The last activity ranges from 5 to 1 year ago. If I pay the debt does the 7 year clock start over. Does it help my score? If dispute and it gets taken off, I will still owe. If I pay later after it is removed will [...]