Being a Co-signer on a Personal Loan

Being a co-signer on a personal loan for a friend or family member is a very generous offer as it will likely mean the difference between them being able to qualify for such a loan and not being eligible. However, the decision of being a co-signer for a personal loan should not be made lighter. [...]

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5 Easy and Quick Ways to Improve your Credit Score

5 Easy and Quick Ways to Improve your Credit Score Your Credit Score is one of your biggest financial assets. If your credit score is high, your borrowing rates will be low and therefore save you hundreds of dollars. The big mystery is how to maintain a high credit score. Well if you want to [...]

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Does anyone know from EXPERIENCE good banks to consolidate debt with a good credit rating?

My credit isnt excellent but it is good about 670-710. I have about 55k I would like to consolidate into 1 payment. I cant take out a home equity loan yet because I just bought my house in April 2008.

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How badly will using debt counseling/credit card counseling hurt my credit?

I am thinking about consolidating a lot of unsecured debt using a debt/credit card counseling service. How will use of that sort of service affect my credit rating long-term? Read more here

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If after 6 years your credit card debt is written off then does your credit rating get also better?

What are the consequences after 6 years? am not planning on getting another card or anyting so shud i just wait it out? am on the sixth year anyway so is it better to let it be written off? what wont i able to do ifafter 6 years my credit card debt is written off? [...]

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what is the best way to fix your credit rating fast to buy a house?

my credit rating is low. I can afford to buy a house just bad credit is stopping it. Read more here

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Good way to reduce credit?

Our credit rating isn't wonderful, and we are working on paying off credit cards. We have about 7000 in credit debt. Is it better to just make extra payments or look to find sometime of financing to pay it off despite not having a good credit rating? Read more here

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