What to do if you are Turned Down for a

What to do if you are Turned Down for a Personal Loan Obtaining a personal loan can be very important if you have a financial need and you have looked into other resources. It can be very upsetting if you are turned down for the loan. There are several things you can do to prevent [...]

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What is a Personal Loan?

A personal loan is money you borrow from a lender for your own private use. The lending institution can be a bank, investment broker, or private lending company. You can apply for such a loan in your home town or on the internet. Personal loans can be used for a variety of needs including a [...]

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Credit Reports! When Youre Not Watching Your Credit, Who Is?

Credit Reports! When Youre Not Watching Your Credit, Who Is? This may be old news, or this may be information that has just come to light for you, but your credit and consumer habits are being monitored, and unless you take some action to obtain the necessary credit reports, you more than likely dont know [...]

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Credit Counseling Scams

Some of the worst scams involve offers to help consumers fix their credit. Our nation is so entrenched in the use of credit, it is inevitable that many will get behind on their payments. This common malady affects at least one person you know if not you, personally. Credit card companies, banks, stockbrokers, stores, and [...]

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Unsecured Personal Loans

Unsecured Personal Loans are those that do not have any collateral attached to them. This type of loan is often easy to get, but know in advance you will be paying a higher interest rate on the loan. This is because there is a great risk of non-payment due to the no collateral issue. Most [...]

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Types of Personal Loans

Personal loans are easy to obtain for most individuals. Even those individuals with poor credit or who havent established a credit rating can generally get one. You will need to verify income, employment, and residence when you apply. Personal loans are a fast and convenient way to get the money you need for a variety [...]

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What exactly happens to your credit if you do debt consolidation?

I have ,000 in debt and I have heard about debt consolidation. Does this negatively affect your credit rating? Do you get to choose how much you pay monthly or is there a set amount they make you pay? I live in Canada, if that matters.

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