Another question about trying to fix my credit. Would appreciate knowledgeable answers.?

Over the past several months, YA has been a huge help to me in fixing major credit problems I have had. I have been working very hard at dealing with creditors on old in-collection debts. Now that I’m almost done with paying them off, I get a “Pre-Approved” credit card offer in the mail from [...]

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How To Build Credit For A Better Future

Building credit is building a better future. Nowadays it takes good credit scores to purchase a home, buy a car, and get a credit card and so on. If your credit is bad usually more bad follows. It takes you to find a solution to repair your credit. The fist step in repairing your credit [...]

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Is it worth the 200-400 dollers to have a lawyer help fix my credit and will it work?

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TRYING TO FIX MY CREDIT should i do this?

ok i have enough money now saved to buy a new vehicle..as in paying it all at once at the dealership…..it would that be smart to do or pay for like half or more and leave a months to pay? would that help to start to rebuild my credit or just paying it all off [...]

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How to improve credit score when I have lots of revolving debt?

My credit score has taken a hit lately due to lots of credit card revolving debt with a high utilization rate. I talked to a financial manager and they suggested doing two things: 1. Take out a line of credit but don’t use it. I would still have the same total debt, but with the [...]

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Help please regarding paying old debts and trying to fix my credit. Knowledgeable answers appreciated!?

I had impeccable credit for over 30 years, but a little over a year ago, things started to go south, including the loss of my job. Needless to say, a very bad time in my life and I was unable to pay my bills for around a year. However life is better now, and I [...]

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How A Bad Credit Report Affects Your Life

A low credit rating or bad credit report can negatively affect virtually every aspect of your life. Whether you are consistently late on your mortgage or utility bills or you are over your limit on your credit cards, bad credit can make purchasing on credit virtually impossible, and it can limit your lifestyle in many [...]

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