Can Credit Counseling Really Help?

If you have high debt, and are in trouble, you have probably heard the term credit counseling, but do you understand what it is? Oftentimes this term is used in the same sentence as debt negotiation or debt settlement, but actually, its a completely different process. With credit counseling, you will actually work with a [...]

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Credit Card Help Please?

While a student in college I made some bad financial decisions referring to credit card debt. I know what I did was dumb and now with a horrible credit score am attempting to work my way out of debt. I have 12 credit cards all with balances 00 or less. Which comes up to about [...]

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Credit Card Debt Question?

While a student in college I made some bad financial decisions referring to credit card debt. I know what I did was dumb and now with a horrible credit score am attempting to work my way out of debt. I have 12 credit cards all with balances 00 or less. Which comes up to about [...]

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Can you help me get out of my massive credit card debt?

I have about 7500 in credit card debt. I know this may not seem like a lot to some people, but I'm only 24 and I bought a truck that I probably shouldn't have and the payments on that are what's killing me. I've decided that the last thing I want to do is get [...]

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Does going to a credit counseling service really help when in credit card debt?

Are there better routes to go when in credit card debt rather than debt services?

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Can a credit counseling service help me with credit card debt or hurt me?

We have 3 credit cards, all maxed to and over the limit. I am consulting a credit counseling service but my husband doesn't want it to ruin our credit. I personally think it will get us out of debt A LOT quicker and we're not filing bankruptcy. It may give us a blemish on our [...]

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