my dad stold my credit!! :(?

my dad opened 2 credit cards under my name and they have been in collections. I just found out about this. Im only 21 years old and my credit is messed up now. I want to fix my credit and get the cards paid for but I dont want my dad to go to jail. [...]

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I NEED CREDIT HELP $$#@$#!?

Well guys… From about 18-21 I obtained a few different credit cards (3-5). In my young stupidity I ran these cards up and could not pay them off. Last year, I saved up about ,000 and contacted all of the collection agencies that had been writing me letters. I settled on all of the cards [...]

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Credit Poll: Do u believe that people shouldn't get bailed out with credit cards?

Have u ever seen the commercials where people who have more than ,000 in credit card debt can get bailed out? For those of u who don’t qualify for a credit card but are in desperate need of help reducing your debt, how does it make u feel that people who INTENTIONALLY get their selves [...]

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I NEED CREDIT HELP $$#@$#!?

Well guys… From about 18-21 I obtained a few different credit cards (3-5). In my young stupidity I ran these cards up and could not pay them off. Last year, I saved up about ,000 and contacted all of the collection agencies that had been writing me letters. I settled on all of the cards [...]

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My husband and I disagree on the importance of paying off debt?

My husband and I have lived very tight financially for about three years now. We have a nice home, newer vehicles and six kids to pay for. We both started off with debt from previous marriages which didn’t help. Although our marriage is very happy and loving, we differ on how we handle our finances. [...]

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Fixing Bad Credit…That's not your Fault?

I’m 22 and I have a credit score of 578. There are some negatives accounts and only 1 positive account on my credit report. I first discovered this when I was 19, when I tried to get a small loan for tuition. Since then, I have been trying to get everything straighten out by talking [...]

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Will getting rid of my debt through a debt relief company hurt my chances of buying a home?

I’m thinking of turning to the Hermosa Group to help get rid of my debt. I’ve hit rock bottom, with all the high interest on credit cards it’s nearly impossible to pay them off. I’ve been continually getting laid off which doesn’t help the situation either. How do these company’s work and is the Hermosa [...]

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