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Which of the 3 ways to improve your credit score?

Thursday, January 22, 2009

My brother's credit card score is a "C" no past due amounts, but he owns his own business and all the credit cards are very close to the max amount owing. Even though he pays every month on time, the interest rate went very high because of the debt to income ratio. So would it [...]

Does paying off your credit card all at once improve your bad credit score of 2 years?

Tuesday, January 20, 2009

1 Comment

I only have 2 credit cards in the past 2 years and there are times where i would pay them on time and always paid more than the minimum..I have been late or went over my limit 4 times in each card..i know that my score isn’t all that, but does paying everything off at [...]

Ways to improve credit score, is a credit card needed?

Tuesday, January 20, 2009

4 Comments

I've been in college for several years, and I've never had a credit card. Quite frankly, I really don't want one because I don't need one. Do I NEED a credit card to help improve my score, and if so, what are the best cards out there for students.

How can I improve my credit score? ?

Monday, January 19, 2009

4 Comments

I have 656 and don't have any major credit cards open. I have a closed account with less than K balance that should be paid by December. Credit site recommended a major credit card. Should I really get one and use it for purchases only to pay off each month? How else can I improve [...]

How long to improve credit score?

Sunday, January 18, 2009

6 Comments

My husband and I are trying to purchase a house. He has a decent salary and we can afford it. I pulled our credit yesterday to see that his credit score is a 585?! We have had all of our major debt paid off for 12 months now. There is one credit card with a [...]

What is the average bill consolidation rate.?

Wednesday, January 14, 2009

2 Comments

Right now I live in a run down trailer and have 1 loan of 9,000 through citi finical and a 2000 credit card. I want to buy a house for 30,000 then use the houses equaty to get a bill consolidation loan for it all. Is that reasonable and what are the normal intrest rates [...]