Want to buy a home but need to improve my credit – can this be done and how?

I want to try to buy a home before the end of the year and my grandfather just offered to help me take care of some debts listed on my credit report. I know that paying these debts wont instantaneously improve my credit score, but i was told it would help significantly. So, can anyone [...]

Continue reading...

How do i get a job having bad credit, I have allot of counts of delinquency.?

So for a while i’ve been jobless and havent been able to pay three of my credit cards at all, i stopped paying them back in december its been almost 7 months now or so, And i was wondering how can i. 1) Fix my Credit 2)Get a job with bad credit 3) Now that [...]

Continue reading...

I applied for a credit card and was denied but..? 10 PTS BEST ANSWER?

Ok..so I went to Rooms to Go over a month ago and applied for a credit card. I was denied. Well I just checked my credit report and it is on there and says "Cancelled by Credit Grantor" and opened in 9/09 (so it had to be when I applied for it). I am really [...]

Continue reading...

I am 23 with a credit score of 450 I am so depress ?

I got my first credit card at 17 then another one after that…I was young and reckless with money and didn’t understand back then…that was back in 2003/04 then in 2006 I got another credit card I tryed to start back to build credit but I lost my job and started school and that got [...]

Continue reading...

Question about building credit…………? ?

My sister is making an effort to fix her credit and build her score back up. I have excellent credit….almost an 800. If I put her as an authorized user on my credit card(s) could that help her build her score? Could it lower mine? Also, my fiance is in the military and we tried [...]

Continue reading...

Should I pay the settlement amount on a credit card from years ago?

The one & only credit card i’ve ever had I ended up maxing out and then not being able to pay on it – i ended up owing almost 00. That was almost 4 years ago and though I realize how stupid I was to do that – i still never paid it. It went [...]

Continue reading...

I have horrible credit and can’t get a credit card?

I would like to get a credit card for emergencies like gas, prescriptions etc. My credit is terrible from being stupid when i was younger. I can’t fix my credit right now because i don’t have the money but it would really help me to have a card for emergencies. I can’t do one that [...]

Continue reading...