Credit Card Debts | How To Reduce Credit Card Debts And Enjoy Financial Freedom Today!

whats the best way to get rid of credit card debts??

Sunday, March 8, 2009

what are the differences between credit counseling, debt consolidation and does it affect your credit rating??

Which option is more advantageous – consolidating credit card debts or negotiating with each creditor?

Saturday, February 21, 2009

I have close to 20k of unsecured credit card debt from different creditors. Some of them have been willing to cut the balance in half in order to settle the account. Should I attempt to individually settle with them? Or do I take out a consolidation loan for 20k?

Do we need to include my dad’s reduced credit card debts onto my mom’s income tax?

Monday, February 16, 2009

4 Comments

my dad passed away last year and we just finished paying my dad's credit card debts and they were all settlement payments. My question is do we need to include that on my mom's income tax? the debts are under my dad's name. thank you.

Where can my husband get debt consolidation to pay off credit card debts without collateral?

Wednesday, February 4, 2009

3 Comments

We went to apply at a credit union and the first time the lady said that we was approved of the amount that we asked for without collateral and that the next day we could fill out the forms and get our loan. The next day we went, it was a totally different woman and [...]

I have $33k in credit card debts on 4 credit cards, where can i find a bank that consolidates that debt?

Saturday, January 31, 2009

5 Comments

I read the other day that it's possible to consolidate credit card debts while getting a lower rate, who can really do that. I wish i had only one credit card instead of 4.

Any comments on experiences with Debt Negotiation firms, firms that claim to reduce one’s credit card debts?

Saturday, January 31, 2009

6 Comments

After a divorce, my debts with credit card companies, especially with new increased minimum payments are unachieveable, and I'm looking for relief – these companies claim that,for a fee, 15% of the negotiated total = typically 50 – 60% of the original balance, they will negotiate with the credit card companies and you pay the [...]

Is it safe to rely on Debt Settlement Program to free from one’s credit card debts? How about credit score?

Sunday, January 25, 2009

1 Comment

I recently heard on radio about a debt free program. They officially negotiate on your behalf with the credit card companies. What may be the Cons? Is it safe to rely on Debt Settlement Program to free from one's credit card debts? How may it affect one's credit score?