How can I repair my credit?

My credit score has dropped significantly due to credit cards that are a. charged off, b. past due. I had lost hours at my job and I was unable to pay minimum balance and now I am paying for them. They have been past due since about 2008 and got charged off sometime last yr. [...]

Continue reading...

credit help, how can I fix my credit?

ok I’ve always had a credit score in the high 700s but last year I fell on hard times, I made a late payment 3 times and this year atleast twice, I also had to go to the hospital and the ambulance bill was 0 which I haven’t paid since January cause I simply don’t [...]

Continue reading...

how long do items stay on your credit report?

paid off, not paid off, paid off with a settlement?where can i go to fix my credit.i want to pay off items but im not to sure how to get started.HELP

Continue reading...

Does anyone know of any debt relief programs that are legal and won’t rip me off?

My income has been cut I’m not behind yet but I’m anticipating being that way in a few months. Anyone ever heard of The Palmer Firm, they are claiming to cut my credit card debt from 061 to 00 in 28 months with monthly payments of 7. I called credit solutions but they dont deal [...]

Continue reading...

How Credit Card Debt Effects You

The statistics are truly mind numbing and continue to get worse each and every year. At the current rate about 1% or one in a hundred families will be forced to declare bankruptcy at some point and over 90% of Americans’ disposable income is spent paying back debts. Not a happy picture but as bleak [...]

Continue reading...

Get Out Of Credit Card Debt

Credit cards seems to be really helpful when you are in emergency and do not have hard cash with you. However, most people do not use credit cards only during emergency, they use it to fulfill their desires which is the main cause that makes them fall into credit card debt. These times are very [...]

Continue reading...

Credit Card Debt Counseling

Credit card debt counselling is a popular option amongst those who have found themselves with some credit card debt. The counselling company will basically sit you down, take the load and panic off your shoulders, and tell you how to approach your situation. Representitives from the company will assess your current financial situation; for example, [...]

Continue reading...