credit card debt, please help?

I have over 20,000$ in credit card debt and I had it since 2003. I have never made any payments on them since 2003. The creditors increased my interest to 25-30% after I stopped paying and started debt collecting activites by sending me letters and making phone calls for few years. I did not pay [...]

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RE: Dealing with wife's credit card debt.?

My friend (who is frugal, but not cheap!) just found out that his wife has amassed credit card debt of 60k-100k. His house is paid off as are his vehicles, his credit is perfect. I do not believe they have bad credit yet. I believe that most if not all cards are in her name. [...]

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Credit Poll: Do u believe that people shouldn't get bailed out with credit cards?

Have u ever seen the commercials where people who have more than ,000 in credit card debt can get bailed out? For those of u who don’t qualify for a credit card but are in desperate need of help reducing your debt, how does it make u feel that people who INTENTIONALLY get their selves [...]

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My husband and I disagree on the importance of paying off debt?

My husband and I have lived very tight financially for about three years now. We have a nice home, newer vehicles and six kids to pay for. We both started off with debt from previous marriages which didn’t help. Although our marriage is very happy and loving, we differ on how we handle our finances. [...]

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What are my options for $25000 in credit card debts?

I have about 000 in unsecured credit card debt spread out over 9 credit cards (BofA, Citi, Mrk, WFG, Chase, Dell, Macys, Target). Why this much? I was dumb and stupid and have no sense of money management but was also married and made some bad business investments. I am now divorced. Majority are now [...]

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How do I fix my credit report? score?

Let me be honest: I don’t have a very good credit score. How do I fix this? Should I close some open accounts? Will this help? And please don’t state the obvious …. thank you.

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How To Get Out Of Debt More Quickly

Pay more than the required payment (make extra payments in the manner your lenders prescribe so you don’t lose out because of computer errors, etc.) focus on your highest rate debt first. Bi-weekly payments are an excellent means to pay extra principal almost painlessly if your paydays are weekly or bi-weekly, and if there are [...]

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