The Pros And Cons Of Credit Card Debt Settlement

Are you a self-confessed shopaholic who buys anything and everything that you get your shopping addicted hands on? Such thoughtless and impulsive buying will most likely result in the accumulation of a bunch of junk that will simply collect dust. Can you even remember that silk scarf you just had to have and since it [...]

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Understanding Your Options In Credit Card Debt Settlement

Credit card debt settlement is an option that you may be able to take if you have long outstanding credit card debts where you are not making the monthly payments. What Is Discounted Debt Settlement? Sometimes, if a company can from its records that you have not paid anything for a while and they figure [...]

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Is credit card debt settlement bad for your credit?

I am a senior in college, I have no job now as I am finishing school. I start work in June, and I actually have good credit, over 700, and 5k in credit card debt. I’ve paid my bill in full always in the past until my last killer spring break. Debt settlement sounds cool [...]

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Credit Card Debt Settlement?

I spoke to my credit card company and gave me two options. They can let me close the account and offer low APR so I can pay it off in 5 years. By doing so, my minimum monthly payment goes down from 400$ to 0. They also advise me that I can settle the total [...]

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