I am about to max out my credit card, my interest rate is ridiculus and im a broke college student! help!!?

So I only have 80 dollars left on this card. I have or well had a 4100 dollar limit and througout the years thathas dissapeared. Now my minimum payment each month is 300 dollars and there is NO WAY i can pay that!! I live in an extremely expensive town and that on top of [...]

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Is it legal for a credit card company to put a lien on your house?

I am not irresponsible. I charged up about ,000 on a bank of america card in an effort to save my cat’s life. He was attacked by a dog and was my son (i don’t have human kids) for 12 years. Anyway, I was 2 days late on a payment and they bumped my interest [...]

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I am trying to improve my credit score, is it better to stick with a lender closed account or re-open it?

I have a credit score of 654 and want to improve my score to get the best possible APR for a used car loan. I was told by my credit card company that it looked bad on my credit report that I had a lender closed line of credit (it was a totally paid off [...]

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how can I improve my credit score?

my score was 765 in May of 2009 now it is 681. I have some balances on my credit card and a recent deliquency on one credit that I was not aware of because I was told that the promotional period was supposed to end in June and now they are saying that it ended [...]

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I am about to max out my credit card, my interest rate is ridiculus and im a broke college student! help!!?

So I only have 80 dollars left on this card. I have or well had a 4100 dollar limit and througout the years thathas dissapeared. Now my minimum payment each month is 300 dollars and there is NO WAY i can pay that!! I live in an extremely expensive town and that on top of [...]

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reduce my debt to income ratio by settling credit card debt?

I am looking to reduce my debt to income ratio by settling my credit card debt. However I have never been late, the account is not in collections and my credit is in good standing. I am looking to go into 2010 with a clean plate butdon'tt have the income to pay the balance in [...]

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Are there any Debt Reduction or Debt Management firms in India that work from an Individual’s side?

This credit card company offered false claims for settlement four times just to take out money in lumpsum from me. I want to get this card settled and done with. Can anyone tell of some Debt Management or Debt Reduction firms in INDIA who can negotiate the terms and conditions from my side from the [...]

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