Budgeting with Credit Cards

These days, with so much easy credit available it is very easy to let your finances and debts get a little out of hand. Pretty much every morning when you wake up and check your mail, you will be greeted by a plethora of junk mail advertisements seeking to entice you into signing up for [...]

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What is the statue of limitations on a credit card debt in California?

Credit card company wrote off the debt in 1997. Now a credit it agency is trying to collect.

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Who is responsible for credit card debt if somebody dies? Or does the company eat it?

Say somebody has X amount of credit card debt, then they die but still have that debt to the credit card company outstanding, what happens? Does the company have to write it off as bad debt or ? Perhaps the company can hit up that person’s estate. But let me pose another question then – [...]

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Credit Card Debt Relief

Knowing where you are going when it comes to your credit card debt relief is the first step in gaining control over your debt. You may have fallen victim to the need for a new pair of jeans, that cool ipod, and a few other trendy items and now your credit card is maxed out. [...]

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Credit card debt and 1099c forms. Once you file taxes will your credit card debt with company be gone?

I recieved a 1099c form from a credit card company for a settled credit card debt. The amount is for ,000. I only make ,000 per year. Will I end up owing on taxes due to being in a different tax bracket?Will the debt finally be gone?

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Who is responsible for credit card debt if somebody dies? Or does the company eat it?

Say somebody has X amount of credit card debt, then they die but still have that debt to the credit card company outstanding, what happens? Does the company have to write it off as bad debt or ? Perhaps the company can hit up that person's estate. But let me pose another question then – [...]

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I am about to max out my credit card, my interest rate is ridiculus and im a broke college student! help!!?

So I only have 80 dollars left on this card. I have or well had a 4100 dollar limit and througout the years thathas dissapeared. Now my minimum payment each month is 300 dollars and there is NO WAY i can pay that!! I live in an extremely expensive town and that on top of [...]

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