which is the better way to rebuild your credit?

lets say someones credit card history has been filled with quite a few late fees and overlimit fees. which is the best way to repair their credit? should they pay off ONE of their many credit cards at once? OR should they pay a bit here and there for each one? AND if someone bought [...]

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How can i eliminate my debt?

My husband and I dont have bad debt like i have heard people talk of we have close to 4,000.00 dollars in debt ( i owe 2,000.00 and he owes 2,000.00) in credit cards. we are recently married and we want to eventually buy a home but first we want to pay off all our [...]

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For People with No Credit: 5 Tips on How to

For People with No Credit: 5 Tips on How to Establish It If you are just starting out on building your credit, you want to be smart about building good credit from the beginning. Too many people rush into the world of credit and dont stop to think about how their actions will affect their [...]

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Are there any adverse consequences to calling my credit company to have them reduce the interest rate?

I have good credit, always paid my bills on time (or at least the minimum), and have been a loyal customer for years. I have some debt right now though, and the interest charges are adding up. Such as: - my credit score being lowered - my credit card company putting me on some kind [...]

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Credit Card Debt Eliminators, Are They For Real?

If you have excessive credit card debt, then you have probably not only seen the ads but been tempted to look into them. These are the ads that say you can terminate and wipe out your credit card debt legally. Before you buy into these companies, there is some information you should have that will [...]

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Why credit card companies like American Express are getting bailout funds under TARP?

Obama created Troubled Asset Relief Program to help “make balance sheet of banks good so that they can continue to lend”. But credit card company is NOT bank and they don’t lend — they put you in further debt. Obama thinks that if American Express issues more credit cards, the economy will revive? Thats creating [...]

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how can i fix my credit report? there is one dirty stain on it.?

Okay i have a little bad incident with a credit card company back in 2006. Other than that everything is fine. I paid my credit card payment late, but I paid the bill off! I was late for several moths but paid it off! But its on my record. How can I get it removed [...]

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