Years ago I maxed out all my credit cards and had to go through a debt management program?

to pay them all off. I succeeded in getting them all paid off except for 1, which I'm still paying on. Now I want to get a new credit card for purposes of improving my credit (paying on time, etc.) Now that I've gone through credit counseling and a debt management program to reduce my [...]

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Credit Card Companies are Killing Me!?

I used two credit cards which have now decided because I was late on one, that they both would increase my rate to 30%. My balances are extremely high, and I do not know what to do. I have only charged a total of maybe ,000 but because of the interest I now owe over [...]

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Is there anything in it for credit card companies to reduce my interest rate?

I'm in the process of paying down my debt and it would be nice to do it at a more reasonable interest rate. Basically all of my cards are in the 20% range and i've been told you can negotiate a better rate. My score is in the mid-600's and all accounts are in good [...]

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Is there anything in it for credit card companies to reduce my interest rate?

I'm in the process of paying down my debt and it would be nice to do it at a more reasonable interest rate. Basically all of my cards are in the 20% range and i've been told you can negotiate a better rate. My score is in the mid-600's and all accounts are in good [...]

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i think an older relative has been duped by a credit card pay-off scam. what do i do?

paid 5000.00 up front and 60.00 per month. so now that she has paid them she is being sued by her credit card companies. this company is receiving 1000.00 per month from her to "hold" until her credit card companies will accept a payment. doesn't sound right to me. what do i do and where [...]

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Why should I pay my credit card bills since the government seems to want to give all of my tax money away?

Like most Americans, I’ve got plenty of credit card debt racked up. That’s fine, I’ve come to terms with it and have been paying it off like a responsible adult. Here’s the thing…some of these credit card companies are now laying claim to the billions of dollars in tax relief (i.e. Citibank), some of which [...]

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i’m up to my neck in credit card debt, how can i slowly but surely pull out of credit card debt? what would?

be a good strategy? i have more than 5000 dollars in bills to pay….. if someone is up to their neck in high credit card debt what would be a slowly but surely good way to gradually pay everything off and remain in very good standing with the credit card companies? does anyone know how [...]

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