what is the best way to improve my fico score? without contracting a professional credit consolidator.?

I need to improve my credit score. I only have 2,000 in credit card bills. I alway pay my mortgage on time. I do forget to pay the little bills. I need to improve my score. I plan to pay off my credit cards by December. What is the best way? Thank you for your [...]

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does debt consolidation damage your credit?

im thinking about doing it im not that far in debt about 5,000 but i just dont have the funds to pay my credit card bills anymore. what are some good debt consolidation places & do they charge up front fee's? how much would a monthly payment 4 my debt be?

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do those companies that consolidate credit card bills effect your credit score?

They say they can lower your monthly payment & help you to pay off your debt faster, but is it a wise choice?

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Which is a better route? A “debt- consolidation loan” or a “personal” loan to pay off credit card bills?

How does either loan affect credit scores etc…?Which one tends to get the better interest rate? Any reccomendations on what financial institution to go through? How much money do you need to make to take out approx. 10k? Any other info you can provide would help out a lot!

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Which is a better route? A “debt- consolidation loan” or a “personal” to pay off credit card bills?

How does either loan affect credit scores etc…?Which one tends to get the better interest rate? Any reccomendations on what financial institution to go through? How much money do you need to make to take out approx. 10k? Any other info you can provide would help out a lot!

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should I take a loan out using my coop to consolidate and payoff my credit card bills?

Hi this is a second similar question I asked..the previous question asked if I should use an equity line of credit to consolidate my 22000 credit card bill..consensus on that? NO But since I have full equity on my coop…might it not be a good idea to take out a LOAN at 7% to pay [...]

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How do I consolidate my credit card bills?

I want to consolidate my credit cards into one payment without closing my accounts. I don't own a home and I have been out of work for four months. I currently have income but it is not enough to pay all my bills separately. What can i do?

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