Credit Card Accounts | How To Reduce Credit Card Debts And Enjoy Financial Freedom Today!

What’s the fastest way to improve your credit score so that you can get a home loan?

Tuesday, June 30, 2009

i have paid off all my debt in aug08 and have closed all my credit card accounts that i owed and now i have a fashion bug credit card but it doesn’t seem to be raising my credit as much as i hoped it would i have 6 months to a year to get a [...]

Is it better to close paid off credit card accounts or keep them open, if you want to improve your score?

Wednesday, May 27, 2009

5 Comments

I have about 8 credit card accounts, only two have moderate balances, a few more with low balances and three at zero balance. Would it improve or hurt my credit score to close the three with zero balances? I do have three paid in full they are zero balances- so I should keep them open- [...]

What do I need to do to improve my credit score and how long does it take?

Friday, May 15, 2009

3 Comments

If I am at a 700 now, how long will it take to get to 750 and what do I need to do? I have about 4-5 open credit card accounts, but I only have debt on one, which is interest free until 2010. I have a mortgage. I don't miss my payments. I have [...]

How do I get rid of credit cards without hurting my credit?

Friday, April 17, 2009

8 Comments

I have no credit card debt but a few credit cards that are open I never intend on using. Is there any way I can close these accounts without hurting my credit? I do not like the idea of having open credit card accounts, for fear of theft of these numbers. Read more here

My mom incurred approximately $20,000 in credit card debt using my name and SSN?

Sunday, March 15, 2009

2 Comments

My mom used my name to open 8 credit card accounts. Maxed them all out, totaling approx ,000. It started when I was in high school, with two credit cards she said she would take care of it and pay for it to "help me build credit". young and naive, I trusted her, until I [...]

How do you improve your credit score if you have poor credit and new accounts?

Monday, February 2, 2009

6 Comments

I have alot of derogatory items on my credit that I actually need to take care of. I have opened some new credit card accounts since I have never had credit cards before. What is the best way to improve my score so that I am not such a high risk?