will closing a paid-off credit card account thas reported a late payment will that hurt my credit?

I have a retail store credit card. I carry a very small balance on it from time-to-time to take advantage of their no-interest promotions. Well, a year ago I forgot to make a twenty-dollar payment while I was out of town and not getting my mail. My credit was hit and it really hurt my [...]

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credit report repair, what does it all mean and what can I do to help ?

Hi,I am working Identiy Guard and it isn’t expensive and all they do is provide updates when someone accesses my report and helps me contact issues. But I have settled via attorney 99.9% of my accounts, and like it says I have a credit card open that isn’t open. To whom do i turn to [...]

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Fastest track to improving FICO scores?

My spouse’s credit is bad enough that she can’t get approved for much, we’ve tried. We paid off everything she had outstanding and she is now on good terms in the sense of being current and paid off. She has been in good standing with payments and zero balances for about 10 months. She just [...]

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A business associate opened a credit card in my husban’s name and defaulted…what are the options

I am JUST LIVID ABOUT THIS SITUATION: My husband’s partner-in-practice (my husband is not the business owner, so he is not a legal “Partner” to this person) opened up an American Express account for his private office. He said to my husband about a year ago “I’m going to add you as my employee on [...]

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Free Credit Report Know where do you stand

Free credit report is in many countries, credit report is a record of an individuals or companies which has the record of past borrowing and repaying, including information about late payment and bankruptcy. Having a good credit saves your money. And one should have a credit report to see actual where your credit stands. Accessing [...]

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Simple Methods To Reduce Credit Card Debt

Many people do not realise when their credit card debt is getting on top of them until it is too late. The best thing to do to see how you stand with your credit card and how much you are paying back to them each month, is to calculate your monthly earnings and then calculate [...]

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Can anyone refer me to a good debt consolidation center?

I have all sorts of debt. 3 closed checking accounts and one closed savings account, a closed credit card account, and four bounced checks. Does anyone know of a solid debt consolidation firm that can help me? Most won’t handle overdrawn bank accounts, and I can’t find one for the life of me. The total [...]

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