Has anyone use a nonprofit debt consolidation company? if it makes a dif I'm in PA- plz give me warnings too!?

IN 2005 I discovered that my sister (who had been living with us at the time for a few years) had gotten a few credit cards in my name. It was a little out of control- but we paid it all off….3 years later I heard my sister speaking with a man who had knocked [...]

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How to fix mistaken Identity with your credit report?

I am getting mixed up with my father because I am a jr. They have my birthday but his year and they have his things he defaulted on. I called one of the credit bureau and they couldn’t help me because i couldn’t match my info with what they had. I was told to write [...]

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Fixing my credit with my father's loan defaulted on there.?

Ok.. I know this has probably been asked 100 times but this is my scope. 6 days after I turned 18 my father and his ex-wife had a pile of school papers for me to sign so I could go to college. (Waivers, agreements, etc) But among those was a student loan paper from ACS-MEFA [...]

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Advice on my credit report?

I recently got my credit report and score to take care of my debts from when I was younger (i intend on paying the full amounts within the next 2 months) and to improve my credit score to eventually be able to have a lender extend a line of credit to me. I have done [...]

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Help with appealing something on my credit?

Hi everyone. I had a student loan back in 2003, and it was sent to collections. I made new arrangements, and they said if I rehabilitated the loan(which I did), they would remove the negative report from my credit report. I checked today, and it is still on my report. I was wondering if I [...]

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Credit relief for domestic violence victim?

Here is my story, I am a victim of domestic violence. I went to school after I walked out of the relation, and I have graduated a year ago, got a wonderful job, and right now I am trying to buy a home. Unfortunately, while married, because I was not allowed to work, and did [...]

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Credit history mishap and FHA loan?

My husband’s father has a court order that states that he has to pay one of my husband’s student loans and is currently in the process of getting his own loan to cover the loan amount and backpay in order to get it off of my husband’s credit report and to fix his credit. However, [...]

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