I have the money to pay a downpayment to buy a house or a townhouse. What is better? why?

I’m single, no kids yet. I’m interested in buying a place to live in, which are the benefits of buying a townhouse insted of buying a house? It’s better to buy a house? How can I fix my credit? Are the expensives really high when you own a house? I’m tired to give my money [...]

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What are the best ways to repair a poor credit rating?

I’m looking to repair my poor credit rating. I owe 10k+ to various creditors. I’m married, we both have a decent paying jobs. My spouse has credit problems as well. Here are my concerns: 1. Are there any immediate steps that I should take to get started? 2. What is considered a “good” score to [...]

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How you should fix bad credit- and what credit cards to go for?

I am a 24 year old married father of two. In my early legal years, I had a problem with my credit, but I’ve paid almost all of them off in the past few years. I do not have any credit cards, and I never really paid much attention to my credit since paying off [...]

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Some help please, questions on first time home buying?

I’m not sure if I posted this in the right section, but I want to buy my mom a house for Christmas of 2010, but I really don’t know all the ins and outs that I think I should be aware of before buying a house. Like back taxes? Escrow repairs? City inspection? Let me [...]

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Dealing With Credit Card Debt

Are you worrying of paying your credit card debt? Are you truly in trouble with your financial? Dealing with credit card debt is not as hard as you may think.If there’s any consolation, you’re not the only one facing such situation. At some point, many people like you face financial crises with credit card debt. [...]

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My friend need to refinance her home to lower her payments and interest rates/ bad credit/beacon score 400?

my friend have had several companies to call to help that said they can help with low becon scores and bad credit (said they had over 90-100 companies to try) still could not get any help. She also needs a few repairs done on her home please help her there has got to be a [...]

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should i pay someone to dispute items on my credit report to repair my bad credit?

I am about to graduate from college and I would really like to improve my horrible credit score (541), all of which come from charged off credit cards when I first started college A friend of mine found this guy who she says repaired her credit for about 0 by disputing negative items on her [...]

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