Bankruptcy | How To Reduce Credit Card Debts And Enjoy Financial Freedom Today!

How do i fix my credit?

Wednesday, December 30, 2009

I have legitimate items as well a incorrect items on my credit. I would like to find a company that can instruct me how to pay these things off and how to remove the wrong things. I do not want to file bankruptcy I would like a realistic way to organize paying what I owe. [...]

How do I fix my credit report?

Monday, December 28, 2009

4 Comments

Back in the fall of 2005, I had to get around a 10,000 loan from Sallie Mae for my freshman year. I was only 17 so they made me cosign. I chose a relative who I thought was good with their credit, but I found out a couple of months ago that that person had [...]

Could I ever get out of debt?

Sunday, December 27, 2009

9 Comments

after a major financial upset me and my husband plummeted head first into the deep dark hole of debt. We now make 30k a year. We had a 4k credit card balance that we took care of through a settlement using our entire tax refund. All of our accounts are now in collections including 8k [...]

Do I have to Include a 1099-C form on my state tax return?

Saturday, December 26, 2009

3 Comments

My wife and myself received a 1099-C cancellation of debt form for our taxes this year. We didn’t file bankruptcy or anything, just a credit card debt we got reduced. Anyway my question was does this have to be added to the state return as well?

Understanding Your Options In Credit Card Debt Settlement

Saturday, December 5, 2009

0 Comments

Credit card debt settlement is an option that you may be able to take if you have long outstanding credit card debts where you are not making the monthly payments. What Is Discounted Debt Settlement? Sometimes, if a company can from its records that you have not paid anything for a while and they figure [...]

How can I fix my credit?

Thursday, October 29, 2009

2 Comments

My bad credit is way out of control. How can I fix my credit? I don’t want to file bankruptcy.

Bankruptcy vs. credit repair before selling and buying a home?

Tuesday, October 27, 2009

1 Comment

Ok, I have a credit score of 504. Of the 40 items on my credit report 37 are old medical and the other 3 are paid as requested which are home, car, and one credit card. Do I go ahead and try to repair the credit or file bankruptcy? Before or after selling a home?