How worried should I be about a credit check? I am a new grad who has terrible credit from too much credit?

So I recently graduates from college with a bachelors in engineering from a great school. During my sophomore and freshman year I got a bunch of credit cards, used them all up and never paid them. Today, I have a credit school of 490 and a bunch of negative marks and 2 judgements on my [...]

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Is transferring the balance of my credit card to a 0% APR card going to hurt my credit?

I have tried asking this in different ways, but I think it would be best if I just lay it all out there, and hope that it helps. As of now, the balance on my credit card is ,077.85. The limit on this card is ,300. I do not plan on using the card any [...]

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Can personal loan be taken after discharge from bankruptcy?

My friend was discharged some 4 years ago. Is it possible for her to take a personal loan? Will getting rid of credit cards be feasible or a bad idea?

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Will using a personal loan to consolidate cc debt negatively impact my credit score?

I find myself in a bit of a pickle. My credit cards have high balances. Both cards combined total ,000 (17,000 on one at 19% interest and ,000 on another at 18% interest). While I try to pay more than the minimum due each month, I find myself unable to pay them down…..life has been [...]

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Help,i have $10,730 in credit card debt should i take out?

a loan from my retirement?I could take 00 and cut my debt almost in half,the min payment would be 100 taken directly out of my check.I could then take 600 per month towards the rest of the credit card debt.I want to pay off my debt and save for a house I just feel like [...]

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is it a bad idea to consolidate bills?

i have so many that it's hard to keep track sometimes. i don't want to hurt my credit. has anyone done this? what should i do? Read more here

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I’m going to try to get a personal loan to help with roof repair, but I have some credit card debt?

would it be wise of me to ask for a bit more money, so I can pay off the credit card, that way all of my payment would go towards the balance of the personal loan? Or is that just a bad idea? Read more here

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