Time Remaining: 1. All of the following are cash-substitutes EXCEPT: (Points: 10) Debit Cards Checks Credit Cards None of the above 2. A PIN or Personal Identification Number is used to confirm Credit Card authorizations. (excluding cash advances) (Points: 10) True False 3. Under a barter system, savings are easier than with a currency system. [...]
Continue reading...Friday, July 15, 2011
As you come close to retirement, you tend to dedicate more time and effort towards financial planning. In lieu of retirement, sustaining your daily life with the limited pension becomes a serious issue. However, to cope with these financial issues in life, you have to your choice a wide range of annuity plans. Tax Deferred [...]
Continue reading...Wednesday, June 22, 2011
Does anybody know any of these, which is the best anwsers 2. What’s the first step toward creating a savings plan? (Points: 10) Figuring out how much time you have to save Deciding what type of savings instrument to use Determine what you’re saving for Calculating how much you can contribute regularly 3. Which is [...]
Continue reading...Sunday, March 20, 2011
I’m 23 and have been with my boyfriend for 3 years. We earn roughly the same amount of money, and have been living together for a year in a house that his parents own so we get pretty cheap rent. When we first started dating, he had just started a new job in an industry [...]
Continue reading...Friday, January 14, 2011
I’m in my early 20′s and I have bad credit. A few years ago, I went behind my parents back and got a load of credit cards and charged about 00. I have been trying to pay back my creditors, but I have missed payments, not paid enough. It’s just been bad. I’m a full [...]
Continue reading...Tuesday, December 21, 2010
Ok. I have 4 credit cards (all from 2006) totaling ,235.00, a 7.00 cell phone from 2006, and 2 student loans from 2007 that are ,654.00. All of this totals ,626.00 of bad debt on my credit. Ok I’m expecting a large amount of money in the next 2 or 3 months. If I just [...]
Continue reading...Monday, November 22, 2010
Though purchasing a product through a credit card is comparatively easier than paying cash, falling prey to debts through credit card transactions is even easier. Having high credit card debts is definitely not sensible. The interest rates of almost all credit cards are very high. Most people pay only minimum payment every month and manage [...]
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Tuesday, July 19, 2011
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