I am a sophomore in college and I am working at Taco Bell. My freshmen year, I messed up 3 credit cards and the credit cards went to the credit bureau already. I want to do something that may help my credit score out a little and still be able to buy things. What is a credit card that i can afford and could fix my credit score or help it.
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Sat, Apr 17, 2010
April 17th, 2010 at 6:38 am
Any card is. Only spend what you have in cash. Pay all cards at the end of the month.
Easy cards to get with bad or no credit is a discover student card. It starts low and as you pay your way the credit line increases, but always spend only what you have and can pay in the near future.
If you can’t get those cards then try department store cards, they are easy to get and builds credits.
April 17th, 2010 at 6:38 am
any card as long as you pay the bill on time, everytime.
April 17th, 2010 at 6:38 am
stay away from credit cards.
Pay as you go. Live on less than you make and you will have money.
You fico score is based solely on debt.
How much debt you have.
how often you make payments on debt.
How long you have been in debt.
What kinda debt you have.
All you get is debt.
It’s a I love debt score.
April 17th, 2010 at 6:38 am
Well, how long ago did you mess up those three credit cards. If is with in 7 years, most likely you will NOT be approved for another credit card. The only thing can help you boost your credit score is to pay those companies back and make good with them. It is not easy and there is no easy way out to start over (like you think, to just apply for a new credit card). You need to fix your mistake, that is the very first step that you can do to help yourself. Good luck!