i have a lot of student loans that make my credit score low, how can i fix it?

so i am trying to buy a computer from apple and i want to finance it because in september i am getting a huge bonus from work. but i am in school currently and dont have a computer and it would really come in handy so i want to finance the computer through apple, either using their financing system or the "Bill Me Later" system. but i cannot do either of these because it will not approve my credit. and i know that it is because of student loans, which i am paying back, but slowly. is there a way i can fix my credit score so i can get approved to get a computer. it would help my out a lot
i am sure the only soultion is to pay my loans but it sucks because i am paying them back but just at a slower rate. most people do it that way, most people are paying back student loans well after they are out of college and i just dont think its fair that, that is ruining my credit score:/

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Thu, Jul 1, 2010

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Tags: apple, Bonus, Credit Score, soultion, Student Loans

6 Responses to “i have a lot of student loans that make my credit score low, how can i fix it?”

  1. ronnieD Says:

    It’s easier to consolidate student loans into one than any other type of debt. Interest is usually dramatically lower on student loans, too. They don’t; however, ruin your score if you keep up with them.

    No offense, but your explanation says a lot about the way you handle money. You’re spending before you have it. You’re counting on this huge bonus from work. Just wait until you have the money and pay cash. This is how many young college students get into trouble.

  2. peaches45208 Says:

    If you are paying them back or they are in deferment, they have no effect on your credit rating. If they are in default, they affect your rating. If you are having trouble paying on time, just call your student loan people and get them into deferment. First thing, though, get a credit check. Contact Equifax or go to freecreditreport.com and get a free simple credit report. It will show everything on your report that could be lowering your rating.

  3. Deacon Thatcher Says:

    http://raiseyourcreditnow.com/ has articles and several steps to raise your credit score.

  4. Shanna Says:

    hey

    There are many websites , that offer credit report, but I would suggest you http://GoCreditReport.info , because they offer this service free(no hidden charges) .They are one of the best websites .They also offer credit monitoring, id theft alert, and many more things…

    Just Visit: the link and create an account .

    I’m sure this will help

  5. Marie Says:

    Hey

    While I was searching for credit report, I found a web-site , that offers this service for absolutely free .They also offer credit monitoring, anti fraud alert, and many more benefits.

    Go to http://CreditReportFrees.info and create an account absolutely free .

    I really hope this will help you

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