how to better your credit score? what to do? how to do it? when to do it?

ok Just checked my credit score..I know I have a bad credit score..its 548(my credit score). now adults I’m young and don’t really know to much about credit scores or anything like that I’m still learning a lot and I mean a lot! now…how can i fix my credit score? please explain everything! I need help on how to do everything. how can i boost my score?

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Tue, Aug 24, 2010

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3 Responses to “how to better your credit score? what to do? how to do it? when to do it?”

Richard Says:
August 24th, 2010 at 5:51 pm

Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service – credit-report-score.10001mb.com

themrsfactor Says:
August 24th, 2010 at 5:51 pm

I have been working in building mine and my husbands credit for a little over a year now.
I have gotten SO MUCH information at http://ficoforums.myfico.com/fico/ . If you utilize the search feature there try only searching in the subject line.

If you have collections, etc. there are ways to have those items completely removed if you are willing to take the time to read there and learn what its all about. You will need to do a lot of letter writing. Sometimes you will need to send things certified mail, others just a nice letter asking forgiveness.

It is suggested to NOT call collection agencies or other creditors. Always keep things in writing…like, on paper, not digital. You know, the old fashioned way!

Best of luck to you. Better to take care of these things now, while you are still young. The better your credit, the better interest you can get for car loans, home loans, etc.