how do i go about fixing my credit? i want to find out exactly what i owe and to whom.?

i dont even remember some of my debts and would like to take the first steps in correcting everything. also ways to consolidate these debts would be greatly appreciated. please help

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Mon, Aug 16, 2010

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Tags: Debts, First Steps

6 Responses to “how do i go about fixing my credit? i want to find out exactly what i owe and to whom.?”

  1. Rob Says:

    To see who you owe money to, get your credit reports. The three nationwide consumer reporting companies have set up a central website, a toll-free
    telephone number, and a mailing address through
    which you can order your free annual report.
    To order, visit annualcreditreport.com, call
    1-877-322-8228, or complete the Annual Credit
    Report Request Form and mail it to: Annual Credit
    Report Request Service, P.O. Box 105281, Atlanta,
    GA 30348-5281. The form is on the back of this
    brochure; or you can print it from
    ftc.gov/credit. Do not contact the three nationwide
    consumer reporting companies individually. They
    are providing free annual credit reports only through
    annualcreditreport.com, 1-877-322-8228, and
    Annual Credit Report Request Service, P.O. Box
    105281, Atlanta, GA 30348-5281.
    You may order your reports from each of the
    three nationwide consumer reporting companies at
    the same time, or you can order your report from
    each of the companies one at a time. The law allows
    you to order one free copy of your report from each
    of the nationwide consumer reporting companies
    every 12 months.

  2. stephen l Says:

    There are lots of ways from do it yourself credit repair to debt settlement. We really need to more about your situation and what resources you have available to remedy them. I recommend checking out the source website and their free evaluation form. Good luck.

  3. Chane Says:

    There are many steps you must take to fix your credit the right way. The truth is, it will take hours of reading but, it’s definitely worth it.

    Start here:

  4. Jason Says:

    Advice was already given on how to obtain the report on who, and what you owe. http://www.annualcreditreport.com is a great site for this, also http://www.privacymatters.com is a source where you can get a 3 in 1. All agencies on one report.

    As far as getting aplan together, and paying it it off, you may if you wish, e-mails me, and I will give you details, I am a senior advisor, and it is my occupation to enroll a client into a pregram that will in fact, assist to pay off the debts, and restore your credit score. Any assitance, go ahead and email me. Jason

  5. Fico C Says:

    If you haven’t received your free credit report (annual), then go to http://www.annualcreditreport.com, there you will have access to all three for which you can print immediatly.

    http://www.ficocounselors.com

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