I am in the process of trying to buy a home and recently reviewed my credit report. I noticed that one account was still reported as opened with a balance.
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Wed, Apr 14, 2010
April 14th, 2010 at 7:24 pm
Dispute the credit account with the credit bureau. The credit bureau will try to contact the credit card company and when they find out they do not exist anymore you should automatically win the dispute and the account will be removed.
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Hope this help,
April 14th, 2010 at 7:24 pm
whatever yo do do not use expirion, as believe me they are the biggest rip-off merchants known to man.
April 14th, 2010 at 7:24 pm
The law allows you to call into question anything on your report. So ask in writing from the 3 bureaus for your freebie. Then when you get it check for this item. If the lien holder has changed from your original creditor challenge the new guys as your creditor (in writing). If they are the same you should be able to get contact info and arrange to clear up the debt.