i currently have alot of credit card bills and an auto loan and school loans… my apartment rent keeps rising and its really hard to afford… i want to rent a house but my credit sucks… im not catching up on anything .. gas is soo expensive and im not able to save anything… id love to get a loan to consolidate everything but my credit sucks… id like to move but my credit is bad… staying in same situation im not getting ahead at all and cant fix credit until i can get in better situation…. what do i do???????? please help?
No related posts.
Fri, Jul 30, 2010
Credit Card Debt Consolidation, Credit Card Debt Relief, Credit Card Debts, Debt Consolidation, Questions
July 30th, 2010 at 10:40 pm
Find out if your family will help you out. You re in a tight situation and represent a high risk for any financial institution.
Either your family helps you or you get a second job, but you need to get a handle on this before bankruptcy becomes an option.
July 30th, 2010 at 10:40 pm
Go here to find a reputable professional who can help you for little or no cost:
http://www.nfcc.org/
July 30th, 2010 at 10:40 pm
Can you get a flatmate in to help share your expenses? That could free up more money to pay on your debt.
Can you get another job? I work 2 jobs. It’s time consuming and stressful, but it’s getting me ahead.
You need to pay the minimum repayments on all your debts except the one with the highest interest rate. That one needs extra. If you pay extra on that one, and then move the extra onto the next highest interest rate debt when you’ve cleared the first one, you’ll pay the debt off faster and spend less on interest.
Don’t go for a ‘consolidation’ loan. They are almost all scams, and they only make your situation worse.
Surely there is something you can cut back on. Do you take your own lunch from home to work with you? Do you buy groceries in bulk?
I would apply for another job to increase your income.
Best wishes
August 2nd, 2010 at 6:55 pm
Please help support our sponsors
Click on their ads, they are legit and can give you free expert advice
They will give you a free evaluation
Please visit my other sites
http://www.howtostophairloss.net
http://www.ultimatehairlosstips.com
http://www.high-technology-market.com