So i was layed off January 2009 and i had a credit card this was my first job, and i had about 300 dollars worth payed on there, so i thought i could pay it with my lay off money. a week later my cousin and i went to a target, and the idiot stole something and i got blamed for it and had to use all my money to pay for the ticket i got. Now a year in with no luck finding a job and only surviving with social security which i only get 600 a month and that all goes for living, i am wondering if i should get a 1000 dollar loan, and pay it off like 50 a month or so, so i can pay off my cc and fix my credit. And actually have money to have just in case i need it with my card. help me out here i need help.

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