Credit Card Debts

Getting A Run For Your Money: How Do You Consolidate

7. June 2010

Getting A Run For Your Money: How Do You Consolidate Credit Card Debt Spending is such a hard habit to break, especially when people use their credit cards. Once they get addicted, they continuously endure the agony of spending in spite of imminent problems that tag behind. And when things eventually get out of hand, [...]

I want to fix my credit…?

6. June 2010

10 Comments

Ok here’s the deal. I applied for 4 dif. store credit cards bc my mom said she would pay them to build my credit (yes I know not her responsibility, but she shouldn’t have said that if she wasn’t going to bc she knw I had no job). I was 19 at the time, now [...]

Fair Debt Collection Practices Act

27. May 2010

0 Comments

The Fair Debt Collection Practices Act (also known as the FDCPA) is a US Statute added in 1978 with later amendments, which protects consumers from unscrupulous debt collection agencies or methods. It also gives consumers a way of challenging inaccurate information that may be held against them. This article gives a summary of the provisions [...]

Excessive Credit Card Debt Solutions

27. May 2010

0 Comments

Of all the things you can do to resolve your excessive credit card debt, the first thing to do is to stop creating more. I’ve seen more than one person get out of debt briefly, only to fall back into it. Start changing those habits. Regardless of how quickly you change your habits, though, if [...]

big decision… Any advice?

24. May 2010

3 Comments

I’m about ,000 in debt. Long story short, I enrolled in a financial program to reduce my intrest and have one monthly payment I could afford. Well I am having a really hard time making that payment. I need new cloths and money for percription and councilng. If I don’t make that payment I will [...]

where does one go for emergency credit card debt relief?

23. May 2010

3 Comments

Divorced, disabled and left with serious credit card debt…help My social security income will never pay these debts and my credit is very important to me

Trying to fix my credit from my wilder younger years things like slow pays,dr bills, not paying ext?

17. May 2010

5 Comments

well i am older now an have started a new family an have done a whole lot of growing up.An my past is not letting me forget. I have learned my lesson and want to start over but it is much harder then i thought it would be to get my credit back in shape. [...]