Credit Card Debts

How To Get Out Of Debt More Quickly

10. August 2010

Pay more than the required payment (make extra payments in the manner your lenders prescribe so you don’t lose out because of computer errors, etc.) focus on your highest rate debt first. Bi-weekly payments are an excellent means to pay extra principal almost painlessly if your paydays are weekly or bi-weekly, and if there are [...]

How do i get my credit fixed on this situation?

8. August 2010

6 Comments

Here’s the problem – 3yrs ago, my neice who was 18yrs old at the time and needed a co-signer for a loan to get into a University – I was the go to person (nervous about doing it – i co-signed because she did very very well in high school and seemed to show promise [...]

How do I use a "Check Cash Advance" check from Bank of America? Can I use it to refinance my credit card?

8. August 2010

4 Comments

I am a Bank of America customer, and I have a BankAmericard Rewards Visa credit card through and with Bank of America. Long story short, my APRs are 16% on purchases, 19% on cash advances. Credit limit is ,500, and I have a ,000 balance (with ,000 in purchases, ,000 in cash advances). I recently [...]

"Charge offs"!!! they say that they last 7 years on your Credit report, for me that’s next year should i wait?

7. August 2010

8 Comments

I want to seriously start fixing my credit. However I have 3 ‘charge offs’ on my credit history since 2001. Do you recommend me holding off until they get erased next year (7th year) and…Would they really get erased???? please help!!!

How to Eliminate Credit Card Debt

4. August 2010

0 Comments

Each year more and more people find themselves drowning in a pool of credit card debt. While it is comforting to some degree to be able to take solace in the fact that youre not alone, most people would also prefer being able to eliminate the credit card debt all together. While it can seem [...]

credit card debt help Is there a legit one?

4. August 2010

7 Comments

By only our fault we are credit card poor. I would like to know if there are any reputable credit card debit reliefs that are legit. I see on ads about help to help ease credit card debt but I am skeptical about it. I want one that is legit and does not mess my [...]

my credit score is like 535,i want to get it back up,what should i do?i have old hospital bills,2001 bankrupts?

3. August 2010

5 Comments

also,i have no credit cards,and like i said ive had a 2001 bankruptcy,im trying to my score up to get a home loan,Help me plz.im new at all this credit fixing stuff,lol