Personal Loans

Applying for a personal loan will it affect us in buying a home?

28. July 2009

We payed down our credit cards and we need a personal loan to pay off a college degree and do some fixer upper in the house we have now. We want to buy another home will this affect us in getting a loan with the bank for our new home? Our credit scores right now [...]

Books on Personal Loans

28. July 2009

0 Comments

Personal loans and all the terminology that goes with it can make your head spin after awhile. However, it is very important to educate yourself with the ins and outs of personal loans if you are considering obtaining one for any financial reason. Doing so can help ensure you get the right loan for your [...]

How can I get a personal loan for 4 thousand dollars without collateral?

28. July 2009

1 Comment

My car and house arent paid for. What else could I use and what is the max personal loan amount without collateral at a bank with a co signer?

I need to take a personal loan out for living expenses while in graduate school – how do I do it?

27. July 2009

1 Comment

I am moving out west for graduate school, which is being covered by other loans and scholarships, but I have absolutely no money. Thus I need to take out a personal loan, probably around two or three thousand dollars, enough money to help pay for initial food and rent before I get my first paychecks [...]

Can personal loan interest be tax deductible if you use the loan to buy property?

26. July 2009

1 Comment

If you get a conventional mortgage, your interest is tax deductible. If I take out a personal loan to buy my primary residence, can I deduct interest from that personal loan when I file my taxes? Thanks.

How do I go about getting a personal loan when I have no credit?

25. July 2009

1 Comment

I am 18, just getting prepared to go to college, and I have no credit whatsoever. I don’t need student loans because my dad pays for my school. However, my boyfriend and I live together and we just bought 00 worth of furniture from his brother. Now, we were supposed to stick to a payment [...]

Is a loss from a personal loan the same tax category as a loss from stock investments?

24. July 2009

1 Comment

I loaned a friend some money several years ago to help start a business, and the business failed and I was not repaid for the loan. I also, the same year, had losses from other investments (in the stock market). My understanding is that I can only deduct 00 in investment losses for that year. [...]